Fintech
Are you ready to face the challenge?
OUR PARTNERS' TECHNOLOGIES OF INTEREST
General fields of interest
Insurtech
Energy
Smart Buildings
Industry 4.0
Digital Media
HealthTech
Medtech
Digital Health
Martech
Sustainability and
Waste Management
Partners you will work with
HEALTH
- Human medicinal products (novel drugs – small molecules and biomolecules, value added generics, novel indication for known substances, bio similars, biobetters, advanced therapy medicinal products)
- New preventive or therapeutic targets
- Drug delivery and dosage forms technologies
- Technologies supporting drug discovery and development (including clinical trials)
- API manufacturing technologies
- Regenerative medicine technologies
- Diagnostic imaging technologies as well as diagnostics based on other detection techniques (primarily for Point of Care)
- Medical devices, including in vitro diagnostics (IVD)
- Adverse events and complications monitoring
- Actionable markers and tests
- Advanced materials technologies in medicine, including hybrid materials incorporating cells and tissues
- Synthetic biology in medicine
- Bioinformatics
- IT medical tools
- Medical simulation
- Telemedicine technologies, including diagnosis and therapy
- Technologies improving patients’ compliance
- Sensors with applicability in med-tech space
- Specialized nutrition foods and dietary supplements
MARTECH
- Future store – INTELLIGENT RETAIL SOLUTIONS
- How to improve merchandising?
- How to increase sale of specific products?
- How to engage consumers more?
- How to influence consumers’ shopping path?
- How to remotely administer replenishment?
- How to remotely administer promo actions in reference to sell out in real time?
- How to use AI in retail to increase sales of beverages?
SUSTAINABILITY
- #NEVERSETTLE/ #WCIĄŻZMIENIAMY
- How to improve efficiency in waste collection and segregation creating inclusiveness for consumers’ engagement? The consumer takes the last decision, whether the packaging will become waste or recyclable raw material.
- How to engage consumers and build with them the collation in the light of World Without Waste idea. The wide range of partnership coalition is needed including consumers to face the WWW challenges.
- How to address and embed smoothly consumers responsibility in the process of taking consumers’ decision – if I buy a bottle I know where (what kind of bin) it should be thrown.
- What about drinking water resources – can they be recovered through home storage reservoirs?
- How to establish production of biogas from waste water from sludge created in biological waste water plant
- Heat recovery projects in manufacturing plants where pasteurization, boilers, coolers are used – innovative approaches
- Innovative programmes of behavioural based approach to savings across organization – to make people think about little steps
- Innovative methods to clean / segregate the returnable PET into re-processing of PET
- Innovative technology of chemical processing of returned PET, which breaks polymers into monomers and allows to receive back food grade PET material, close or same as virgin
- Clean energy generation – possibilities in areas where the wind generators cannot be used, alternative ways to receive clean energy (not only certificates)
ENERGY & SMART BUILDING
- biogas plants:
- How to improve efficiency/yield in biogas production process?
- How to ensure the stability of production and how to improve the quality of biogas produced from different source materials (waste from agri-food industry)?
- How to automatize the biogas production process from source material (waste) collection to efficient fermentation?
- How to improve the potential impact of biogas plants on the local environment ?
- How to help the local farmers to deal with the drought by taking advantage of biogas plants?
- Innovative solutions for heat usage produced in biogas plants.
- solar farms:
- solar cells based on new materials and other technologies allowing for energy generation from solar sources,
- new technologies allowing for improving efficiency of energy generation and other operational characteristics of conventional solar cells.
-
- How to generate savings or be more efficient using information systems – smart metering, remote meter reading, smart systems / grids:
- developing software for automatic meter reading (electricity, gas, heating, water) covering AMI (Advanced Metering Infrastructure) technology functionalities to allow to use data for smart utilities management.
- How to help build Smart City (more environment friendly, helping citizens in daily life, better using resources)
- using telecommunications / IT solutions to increase effectiveness of companies,
- using ICT solutions in e-services and on-line tools for knowledge management,
- smart software for building automation – energy management optimization.
- How to use IoT and related technology to achieve lower energy consumption, lower costs, better quality of life, security:
- wireless communication technologies collecting data from sensors,
- data collecting, storing, and processing technologies.
- Cyber Security and AI
- automation and optimization of processes of electricity generation, storage, trading, and distribution,
- developing AI systems, machine learning, Big Data processing in the context of biogas plants, wind farms, and other energy sources management,
- smart self-learning software for securing computer and industrial networks, and workstations (PCs, laptops, smartphones) in the context of distributed energy and industrial systems management.
- How to generate savings or be more efficient using information systems – smart metering, remote meter reading, smart systems / grids:
How in area of FINTECH & INSURTECH provide unique value for clients, better security, lower costs in areas:
- Smart networks, information-communication and geoinformation networks:
- Smart payments:
- developing (or significant improvement of already existing) innovative products and services allowing for cashless payments using existing and or new technologies,
- increasing security of electronic money circulation in order to minimize events related to cybercrime and fraud,
- mobile and secure solutions for payments and cashless payments acceptance,
- developing innovative projects of payment system universalization in a local community, i.e. city,
- developing smart payments model with secure and universal access.
- Cybersecurity and AI:
- smart self-learning software for securing computer and industrial networks, and workstations (PCs, laptops, smartphones).
- speech recognition and generation technologies.
- Expanding / improving solutions ecosystem for municipalities / cities / institutions by automated settlement / payment systems combined with services provided by local authorities and related institutions,
- Developing solutions automating local operational and official measures related to everyday lives of citizens.
- Smart payments:
HEALTH
-
- How to effectively introduce and maintain new electronic forms of communication with patients, including e-prescribing, e-diagnosing, telemedicine …
- How to improving citizens health and welfare conditions through electronic platforms of data gathering and exchange using machine learning mechanisms and / or other optimization techniques,
- How automation of communication with patients and facilitating access to effective medical care through mobile solutions,
- How Improving quality of diagnosis and drugs distribution through automation and software solutions,
- How secure and effective introduce new methods of medical data storing, managing, and distributing.
ENERGY & SMART BUILDING
▪ Intelligent and energy-efficient construction.
▪ Modern systems of sourcing raw materials for chemistry and construction.
▪ Polymeric composites, fibre-polymeric composites, bio nanocomposites, multilayer and multifunctional integrated composites.
▪ Nano and micro fibres, fibre nanomaterials, bio and nano coatings.
▪ Innovative (bio)polymers and (bio)materials.
▪ Fibre biomaterials and innovative polymeric materials for specialized construction applications.
▪ Application of additive manufacturing in construction.
▪ Innovative analytical software of sales for real estate developments.
▪ Biogas energy.
▪ Waste energy.
▪ Wind power energy.
▪ Intelligent systems for managing and controlling windmill farms with forecast analytics.
▪ Solar energy.
▪ Technology, materials and equipment for photovoltaics.
▪ Geothermal energy.
▪ Prosumer energy.
▪ Energy storage systems.
▪ Intelligent electricity grid.
▪ IoT.
▪ Industrial additive manufacturing
▪ Sensors
FINTECH & INSURTECH
- How to engage the customer of life insurance company?
- How to help people to be a part of sustainability of living? How to teach them about it? How to make the sustainability living matter?
- We are looking for innovative support for sales and recruitment processes .
HEALTH
- How to help the customers preparing better for epidemics? How to make them feel more protected? We would like to care of them and their families.
- People are willing to use online healthcare. How we can make it easier for them? How we can help to make better and smarter diagnosis?
- We would like to support seniors in everyday life – innovative approaches. Solutions should be targeted at older people.
DIGITIZATION
- Human medicinal products (novel drugs – small molecules and biomolecules, value added generics, novel indication for known substances, bio similars, biobetters, advanced therapy medicinal products)
- How to automate areas of customer service and claims management?
- How to digitize our product distribution by, among others, sales agents and redirecting traffic from online to offline?
- What kind of innovations can we implement in the field of investment processes (eg use of machine learning, roboadvisors, gamification)?
- How can we use the new technologies in marketing — to increase the conversion of marketing activities, customer engagement, collection of feedback from customers in real-time?
- What kind of advanced tools for tariff actuarial operations can we implement?
NEW INTERACTIONS
- How to increase customer interactions – concepts that can introduce more frequent interaction with PZU customers, including the self-service portal www.moje.pzu.pl?
- What kind of cybersecurity services can we offer for our individual clients?
- What kind of value-added services in the context of selected customer segments, e.g. pregnant women and young parents can we offer?
FINTECH & INSURTECH
- How to build real insurtech and reach the legal limits in insurance industry – scalability through different regulations in regions?
- How to improve insurance processes in such value that insurers would buy it externally instead creating it inhouse?
- How to create value in insurance process that is hard to copy and scalable?
- How to use new technologies like NLP, image and voice recognition or machine learning with accuracy allowing to work directly with customers?
- How to move sales of incomprehensible products like insurances to the online experience?
- How to create simple insurance products which would be acceptable on the market?
- What about pricing methods of using external data available on the web (i.e. social or public info), especially in a legal matter?
- How to change insurance products to be more material keeping low costs of total service?
- What about reducing the costs of maintaining many old core systems or replacing them smoothly?
DIGITAL MEDIA
- Content personalization in digital services
- How to – more effectively than current market leaders in User Experience and Recommendation Technologies:
- Predict users’ expectations and behaviors regarding the use of content (based on previous user behavior, interpretations and declared data)
- Present content in terms of both matching and form (e.g. different covers for the same title depending on user’s behavior, preferences, and profile).
- How to – more effectively than current market leaders in User Experience and Recommendation Technologies:
- Real-Time prediction of user’s behavior (Data Learner, AI)
- How to optimize customer’s journey in real-time according to given business criteria, based on the analysis of large amounts of data of actual behavior in the service? Find a solution that will assess whether a given user is, for example, willing to watch commercials or to pay for access to the service without ads, and provide him with a proper offer to continue using the service (e.g. introduction to the purchase path, or even contrary).
- Virtual Anchor: creating content with the use of fictional characters and AI
- How to easily — from the perspective of a video content producer — create credible fictional characters or perform dynamic face-swapping?
- Virtual product placement (dynamic object swapping in the video content)
- What is needed to enable real-time swapping of objects visible in the video content, depending on the user’s profile and preferences? E.g. a drink-can in the TV series (a different drink presented for each of the viewer profiles), a box of cereal from different manufacturers, different cars or their colors, etc.
- The future of online advertising
- What new forms of digital advertising will be the most effective and desirable from the perspective of a marketer and advertiser? What features of such solutions will also make them acceptable and less intrusive for the viewer/user, ensuring an appropriate level of viewership and reaction to announcements?
- Creation of personalized “real-time” graphic ads
- How to automatically and dynamically create many versions of the same graphic message, tailored to the characteristics and preferences of individual user profile / segments of users? How to support the creation process which, to avoid generalization in marketing communication (averaged preferences of the predefined target group)?
- Advertisement: Cross-media-attention
- How can the advertisement of the same product/service penetrate between different media (radio-tv-online), so as to trace it and measure its real impact on the user?
- New OOH (beacons, face recognition, digital footprint, etc.)
- How to use offline media effectively in connection with online media / communication in real-time? How to measure the interaction and conversion of such solutions?
- Payments of the future for online products and services
- What solution (other than currently available on the market) can facilitate online payments while minimizing the risk of my data being taken over?
- How do I pay online if I don’t have my own bank account, card, active mobile payments, but I have cash?
- How to pay online without having – at the very moment – access to any of the most common payment tools?
- Secure & private digital identification (ID)
- How to identify specific users in the digital space and provide them with the best personalized offer, without tracing cookies and requiring to provide detailed personal information?
- Voice & Text Automated Translations (Machine Learning, AI)
- How, in the era of millions of hours of video content, effectively and without human intervention transcribe sound into text (captions), interpret text in the form of audio (artificial voice) and at the same time translate correctly (e.g. from Polish to Turkish)
- Video encoding and transmission using Low Latency/ Ultra-LL solutions
- In today’s OTT world, sporting events face a great challenge called “delay”. Receiving information about the goal even 5 seconds later than our neighbor discourages us intuitively from watching content on a given platform. How to reduce delays of live events, while maintaining quality of the streamed content.
- Repetitive processes in publishing
- How to automate the publication of prepared content on the indicated platform, along with predefined classifiers and tags (e.g. automatic publication of episodes of the indicated series on Youtube)?
- A comfortable TV
- How to conveniently control a non-touch-screen smart TV and its oS without using a remote control or voice commands?
- How to easily log in to the VoD service available on the TV’s platform, without using voice or entering data using the remote control buttons
- Flexible HbbTV
- How to make the operation of HbbTV services independent from the standards and versions of the software used by individual TV manufacturers?
- How to easily check from a layman’s perspective, whether and what version of HbbTV my TV supports, and how to activate it?